Our Services
RHG Elite Service
The Ranker-Hanshaw Financial Group seeks to attract and retain successful affluent clients by providing services that they want and need. We are driven by six principles in providing service to the Elite investor: Objectivity, Access to the Best in Class Investment and Insurance Advice, Access to Holistic Planning, Simplifying the Burden of Aggregation, Providing Access to Information and Our Firm, and Constant Innovation.
Objectivity
RHG is committed to providing unbiased advice and complete objectivity. RHG makes the following commitments:
We are an independent firm with no proprietary relationships
We work only for the best interest of our clients
We do not accept referral fees or kickbacks
Access to the Best in Class Investment and Insurance Advice
The Ranker-Hanshaw Group addresses each client’s investment objectives individually. We then work toward meeting these objectives with the best products the market has to offer. RHG supports its Elite clients with:
A long term investment focus
An individual investment policy statement (IPS)
Portfolio design using asset allocation optimization
Portfolio rebalancing services
Portfolio and mutual fund evaluation
Access to private and separate account managers
Insurance brokerage services
Fixed and variable life insurance
Term life insurance
Disability coverage
Long term care insurance
Access to Holistic Planning
RHG is designed around the “one stop shop” concept. Our goal is to make complicated financial problems easier to understand and more simple to solve. We provide:
Cash Flow System™ - RHG’s budgeting alternative
Debt reduction strategies and refinancing advice
Annual tax preparation – utilizing RHG Elite’s preferred CPA providers
Unique Financial Planning Solutions
Advisory services through National Planning Corporation(NPC).
Risk analysis – death, disability, long term health care
College funding analysis
Retirement funding – including linear and Monte Carlo analysis
Wealth transfer strategies
Planning for special needs children
Annual financial plan reviews
Estate Planning Advice
Trust services
Estate tax analysis
Family Limited Partnerships
Legal documents from RHG Elite’s attorney program
Charitable Planning Strategies
Charitable Split Interest Trusts (CRATs, CRUTs, NIM-CRUTs)
Donor Advised Charitable Gift Funds
Pooled Income Trust programs
Charitable Gift Annuities (CGAs)
Business Planning Strategies
Deferred Compensation
Buy / Sell Planning
Business Succession
Simplification of the Aggregation Burden
At the Ranker-Hanshaw Financial Group, we’ve found that the larger a client’s net worth becomes the more complicated their balance sheet becomes. It is our goal to simplify this phenomenon as much as possible for the RHG Elite by providing:
Total asset reporting solutions
Comprehensive cash management programs
Custodial services for a wide variety of assets
Stock overlap and concentration studies among investment holdings
Elite Access to Information and RHG
Communication is the cornerstone of any strong relationship. At RHG, we strive to keep the Elite investor up to date on all that is new in the financial planning and investment arenas. Our services are designed to maximize the Elite investor’s access to relevant information that they can use and to be generous with our time. We achieve these goals by:
Guaranteeing An Elite Response – 24 hour turnaround maximum, with a dedicated phone line in case of emergencies
Quarterly CFP Notes Newsletter
Coaching calls to the Elite investor’s specification – (e.g. bi-annually, quarterly)
Elite Innovations
Financial planning is a complicated business due in large part to the endless changes in tax law, investment offering and volatile market conditions. The Ranker-Hanshaw Financial Group is constantly pursuing new knowledge to stay ahead of the curve so you don’t end up behind the curve. We seek to find:
The newest and most reliable technology
Most efficient new planning techniques
Valuable new processes
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